105 N Water Street # 1

Chestertown, MD
$ 470,000 Beds 2 Baths 2 Sq 1,098
Monthly Estimate* How much can I afford?

Easy waterfront living on prestigious North Water Street in Historic Downtown Chestertown ... this cottage-like condominium is on the first floor of a beautiful federal-styled brick manse on the Chester River. Only six units, two per floor grace the building. A recently refurbished lawn and garden separate the picture-perfect private porch from your own boat slip. A generously sized living room with 9 foot ceilings, a gas fireplace, three large paned windows and built-in bookshelves greets everyone who enters. A long hallway, that can serve as an inspiring art gallery, features two bathrooms to the left and two bedrooms to the right. Straight ahead is where life continues to be enjoyed. An exceptionally designed kitchen includes a discreetly hidden full-size washer and dryer along with quality appliances, granite topped island, and of course a generous window view of the river. Open to the kitchen is a living/den area with French doors leading to the porch. A sofa bed would be perfect in this den IF your guests are willing to brew the early morning coffee. The porch can accommodate a large dining table as well as a comfortable seating area. Your kayaks and other water toys can be stored porch side.


  • Price
  • $ 470,000
  • Lot Size
  • Bedrooms
  • 2
  • Sqr Footage
  • 1,098
  • Full Bathrooms
  • 2
  • Year Built
  • 1900
  • Half Bathrooms
  • 0
  • City, Zip
  • Chestertown
  • Taxes
  • $ 6268
  • County
  • KENT
  • Style
  • Federal
  • Area
  • MLS#
  • MDKE118076
  • Zip
  • 21620
Listing Provided by: Cross Street Realtors LLC
Data Source: Bright MLS



Acceptable Financing Cash, Conventional
Accessibility None
Additional Parcels Y/N No
Architectural Style Federal
Association Amenities Boat Dock/Slip, Picnic Area, Common Grounds
Association Fee Includes Common Area Maintenance, Insurance, Reserve Funds
Association Y/N No
Basement Other
Bathrooms Count Main Level 2.00
Bathrooms Full Main Level 2
Condo/Coop Association Y/N Yes
Construction Materials Brick
Cool Fuel Electric
Cooling Central A/C
County KENT
Days on Market 30
Electric 200+ Amp Service
Facing Direction South
Floors In Unit Count 1
Garage Y/N No
HOA Fee 2 500.00
HOA Fee 2 Frequency Monthly
Heating 90% Forced Air
Historic Y/N Yes
Interior Features Built-Ins, Combination Kitchen/Living, Flat, Floor Plan - Traditional, Intercom, Kitchen - Island, Sprinkler System, Stall Shower, Tub Shower, Wood Floors
Levels 1
Municipality Chestertown
New Construction No
Other Structures Above Grade, Below Grade
Ownership Condominium
Possession Settlement
Price Per Sq Ft 428.05
Property Type Residential
PropertyCondition Excellent
Security Features Smoke Detector, Sprinkler System - Indoor, Main Entrance Lock, Intercom
Senior Community Y/N No
Sewer Public Sewer
Structure Type Unit/Flat/Apartment
Tax Annual Amount 6268.0
Tax Lot 1
Tax Year 2021
Total Units 1
Unit Number 1
Vacation Rental Y/N No
View River
Water Access Y/N Yes
Water Body Name Chester
Zoning R-3

Interior Features

Above Grade Finished Area 1098
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Basement Y/N Yes
Below Grade Finished Area Source Assessor
Below Grade Finished Area Unit Type Square Feet
Below Grade Unfin Area Units Square Feet
Below Grade Unfin Sqft Source Assessor
Central Air Y/N Yes
Common Walls 1 Common Wall, No One Below
Common Walls 1 Common Wall, No One Below
Entry Level 1
Fireplace Features Gas/Propane
Fireplace Y/N Yes
Full Baths 2
Heating Fuel Electric
Heating Y/N Yes
Hot Water Electric
Laundry Type Washer In Unit, Dryer In Unit
Living Area 1098
Main Level Bedrooms 2
Room Type Living Room, Bedroom 2, Kitchen, Den, Bedroom 1, Bathroom 1, Bathroom 2
Total Baths 2
Total Bedrooms 2
Total Fireplaces 1
Window Features Wood Frame, Screens

Exterior Features

Foundation Details Brick/Mortar
Horse Y/N No
Navigable Water Y/N Yes
Pool Y/N No Pool
Spa No
Type of Parking On Street
Water Body Type River
Water Oriented Y/N Yes
Water Source Public
Water View Y/N Yes
Waterfront Y/N Yes

Room Details

Bathroom 1 Main Flooring - Tile
Bathroom 2 Main Countertop(s) - Granite,Flooring - Tile
Bedroom 1 Main Flooring - HardWood
Bedroom 2 Main Flooring - HardWood
Den Main Flooring - HardWood,Balcony Access
Kitchen Main Countertop(s) - Granite,Flooring - HardWood,Kitchen - Propane Cooking,Island
Living Room Main Fireplace - Gas,Built-Ins,Flooring - HardWood


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Ashburn, VA office

  • Monthly Principal & interest $1,740
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 3.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/5/2021 Listed $470,000

Property vs Zip Code Average in 21620

AVG $330K
AVG $2,990
AVG 104
Year Built
AVG 1981


105 N Water Street # 1 Chestertown, MD is a Single Family Home for sale at $470000 with 1098 sqft and a lot size of Acre(s). 105 N Water Street # 1 Chestertown has 2 bedrooms, 2 baths and was built in 1900. The property's zip code is 21620 which is in Chestertown, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 3.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.